One of the most common questions we get at Huser Insurance is: “Tyler, I’ve never filed a claim. Why did my homeowners insurance go up?” It’s a fair question. Many homeowners assume that if they haven’t had any claims, their…
Most homeowners don’t spend much time thinking about their deductible—until they have a claim. Recently, I met with a homeowner who learned this lesson the hard way. She was insured with Indiana Farm Bureau and received a letter stating that…
When protecting your home, choosing the right dwelling coverage is crucial. Here, we’ll explore three main types of coverage: Guaranteed Replacement Cost, Extended Replacement Cost, and Replacement Cost. We’ll also highlight why Guaranteed Replacement Cost is the best option and…
Life insurance is an essential financial tool that provides peace of mind and security for you and your loved ones. However, the process of obtaining traditional life insurance can be daunting, especially with the required medical exams, extensive paperwork, and…
Have you ever wished for stability in your auto insurance premiums, free from the worry of sudden rate hikes? Well, your wish is granted with ERIE Rate Lock, a groundbreaking feature offered by Huser Insurance. In this article, we’ll explore…
In the realm of home insurance, there’s a common misconception that standard homeowners’ policies cover every possible peril that could befall your abode. Unfortunately, one crucial area often overlooked is water and sewer backup coverage. Many homeowners are unaware that…
Life insurance is often a topic people avoid discussing, but its importance cannot be overstated. Here’s why everyone should have life insurance: Financial Protection for Your Loved Ones Life insurance provides a financial safety net for your family in the…
Have you noticed a spike in your insurance premiums, leaving you puzzled? You’re not alone. Here are a few reasons why your insurance costs might have increased, even if you haven’t filed a claim: Industry Trends: Changes in the insurance…
Being involved in a car accident can be a traumatic experience, both physically and emotionally. If you’ve recently been hit by another person and are contemplating whether to file a claim with your insurance company, it’s essential to weigh the…
Life is full of surprises, and not all of them are pleasant. Just like how we carry an umbrella on a rainy day to stay dry, there’s a financial safety net called “umbrella insurance” that can protect us when unexpected…
